Ruya Bank

Open Zero-Balance Business Banking with ruya

Shari’ah-compliant digital business banking with low monthly fees and simple access for UAE founders.

Digital Islamic Banking

Ruya is a UAE digital Islamic bank offering Shari’ah-compliant personal and business banking through a mobile-first experience. Its platform is designed to make everyday banking simpler, more accessible, and more transparent for modern customers and growing businesses.

How Can We Assist You?

Founder-Friendly Banking Benefits

Ecosystem Partner Advantages

Zero-Balance Access

Open a corporate bank account with zero balance and only AED 79 in monthly maintenance fees.

Services

Business Accounts

Digital business banking accounts designed for day-to-day company operations and payments.

Deposit Options

Business deposit solutions to support liquidity planning and cash management.

Banking Solutions

Business banking tools built to simplify transactions, access, and account management.

Alternate Service Providers

CBI

Banking

Corporate banking, cash management, and payment solutions from a long-standing UAE banking institution.

Amina Bank

Banking

Swiss-regulated banking combining digital assets, fiat accounts, custody, and tokenization capabilities.

Uptex Bank

Banking

Multi-currency business banking designed for globally active and higher-risk business models.

Let's start building the future

Build with focus and momentum. Share your details, and our team will connect you with sector experts, partners, and the next steps to get moving.

Give us a call

+971 7 2222325